Fintech
Made Easy

Launch a card issuing program without the hassle. We enable Latam companies to launch financial products with our API-based platform.

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PREMIUM CARD
Mastercard
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YOUR BRAND HERE
Mastercard
Card issued ✓
Mastercard Engage
Mastercard Engage & Start Path Official program member
Mastercard
Excellence in Agility ×3 Mastercard recognition award
Y Combinator
Y Combinator W22 Backed by YC Winter 2022
SBP
SBP Supervised Superintendencia de Bancos de Panamá
/imagine

The best enabler
in the game

Banks & Financial Institutions

Modernize your card offering without rebuilding your core. Launch Mastercard products under your own brand with full regulatory compliance.

Fintechs

Launch card issuing programs in record time. Leverage our API to build innovative financial products that set you apart.

Crypto Exchanges

Fund USD backed cards from crypto accounts. Bridge digital assets and everyday spending with branded Mastercard products.

Retail Companies

Increase customer retention with convenient card payments. Create branded products that enhance the retail experience and build loyalty.

Lenders & Wealth Mgmt

Onboard clients digitally and issue profitable cards. Provide high-net-worth clients with premium products connected to their portfolios.

Innovative Marketplaces

Empower sellers with instant access to their funds. Issue branded cards that let participants spend earnings anywhere Mastercard is accepted.

Two paths, one platform

Tech or no tech

Build your own UX/UI and integrate our API, or start without any code with our whitelabel offering.

Bespoke

API-First Integration

Full control for teams with technical capabilities. Integrate our powerful API to build custom card issuing experiences.

  • RESTful API access
  • Custom UI/UX
  • Webhooks & real-time events
  • Sandbox environment
Explore Bespoke
Express

No-Code Solution

Perfect for non-technical teams. Launch your branded card program with our whitelabel platform — no developers needed.

  • Whitelabel dashboard
  • Ready-made templates
  • Drag & drop config
  • Managed compliance
Explore Express
Revenue streams

Transform your business and create new revenue streams

Launch a card product to streamline payments, increase brand visibility, and benefit from new revenue opportunities.

Contact Sales
<4w
Time to market
+5k
Daily transactions
99.9%
Platform uptime
24/7
Support available
How it works

Build your card product in 5 simple steps

1

Choose Solution

Bespoke for tech teams, Express for non-technical.

2

Define Cardholder

Create users for businesses and/or individuals.

3

KYC Flow

Integrated or delegated KYC verification.

4

Setup Wallet

Credit or prepaid wallet for your funding, credit or just in time.

5

Select Card Type

Credit, debit or prepaid in any format.

BIN Sponsorship

Launch your own payment cards — faster and easier.

We can provide a dedicated ICA and BIN under a BIN sponsorship model for the cross-border issuing program that your entity intends to launch — giving you full brand ownership backed by the Mastercard global network.

  • Dedicated ICA & BIN
  • Cross-border issuing
  • Mastercard network
  • Fast regulatory setup
  • Physical & virtual cards
  • Full program control
Explore Solution →
BIN Sponsorship
Your Brand. Our Infrastructure.
Issue cards under your own identity backed by the Mastercard global network.
Mastercard Cross-border Prepaid · Debit · Credit
Dedicated ICA assigned to your entity
BIN range configured under your brand
Global Reach

PayCaddy across Latin America

Issue virtual cards in 24 hours and physical cards in 30 days across 6+ countries in the region.

24h
Virtual card issuance
7d
Physical card delivery
6+
Countries covered
México
Guatemala
Panamá
Rep. Dominicana
Colombia
🇵🇦 Panamá 🇲🇽 México 🇬🇹 Guatemala 🇩🇴 Rep. Dominicana 🇨🇴 Colombia 🌴 Caribe
Explore Solutions
Our Clients

Companies powered by PayCaddy

From banks to fintechs, leading organizations trust us.

UniBank Paguelo Facil Lulubit Boton El Machetazo IcanBank Singular Luki UniBank Paguelo Facil Lulubit Boton El Machetazo IcanBank Singular Luki

Launch your own USD backed
Mastercard product in weeks

Join leading companies in Latin America already powered by PayCaddy.

MastercardOfficial Mastercard Partner

Build Your Solution

Start issuing cards swiftly, regardless if you already offer a digital customer experience or not.

1Choose your modality

Programmatic access via API to our card issuing platform. For clients with their own digital experience and a dedicated tech team.

Whitelabel app and pre-developed portal. For clients without their own digital experience or tech team.

Dedicated ICA and BIN under a sponsorship model for your cross-border issuing program.

Fully managed digital wallet infrastructure. Enable account-based money movement without card issuance.

2Types of cardholder
3KYC validation flow
4Funding Type
5Card presentation
6Types of card
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