Card Products

Express

Launch Your Card Program in Days, Not Months

Express is PayCaddy's all-in-one white-label platform that bundles everything you need to run a card program: an operational back office, a customizable web app branded to your company, and a personalized WhatsApp Banking chatbot. No development team required.

Schedule a Demo Compare with Bespoke
/why-express

Why Express?

Not every company has a development team, and not every card program requires a custom-built experience. Express is designed for businesses that want to launch fast, with a proven, ready-made, platform. Your brand, our technology — live in days.

Operational Back Office

A full-featured web-based administration panel for managing every aspect of your card program.

  • Cardholder management & onboarding
  • Card operations (issue, block, replace)
  • Real-time transaction monitoring
  • Wallet management & balance controls
  • Reporting & analytics dashboards
  • Compliance tools & KYC tracking

Branded Web App

A customer-facing web application fully customized with your brand for cardholders to manage their cards.

  • Custom branding — logo, colors, brand identity
  • Self-service onboarding with KYC
  • Card management & block/unblock
  • Real-time transaction history
  • Wallet operations
  • Push notifications for real-time alerts

WhatsApp Chatbot

A personalized WhatsApp-based support channel providing cardholders instant access to wallet information and card services.

  • Balance inquiries via WhatsApp
  • Real-time transaction alerts & statements
  • Card controls (block/unblock, PIN)
  • Support routing to human agents
Express Back Office
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Bespoke vs. Express

Find the right product for your team and go-to-market strategy.

Feature Bespoke Express
Ideal For Companies with dev teams wanting full UX control Companies wanting a turnkey solution
Integration API-first – build your own front-end No code – white-label platform provided
Time to Launch Weeks (depending on integration scope) Days
Card Types Prepaid, JIT Funding, Credit Prepaid, Credit
Back Office API access to all management functions Full web-based admin panel (optional)
Cardholder App You build it with our APIs Branded web app included
Support Channel Your support + API tools Base WhatsApp chatbot included

Launch with Express

See Express in action and learn how fast you can go live with your branded card program.

Schedule a Demo Explore Bespoke Instead