Y Combinator-backed fintech infrastructure for Latin America.
We believe every company should be able to offer financial products to their customers — without the complexity of building it from scratch.
PayCaddy was founded with a clear mission: to make fintech infrastructure accessible for every business in Latin America. Our founder's journey began in 2016, working with mid and large-sized companies on cross-border payment solutions across the region. The insight was clear — fintech infrastructure in Latin America was too complex, too slow, and too expensive for most companies that wanted to offer financial products to their customers.
Through years of working in the industry, we saw firsthand how the biggest companies could build card programs and digital wallets, but smaller and mid-sized businesses were left out. We built PayCaddy to change that. Our API-first platform and white-label solutions give any company — from a startup to a bank — the tools to launch financial products quickly, compliantly, and affordably.
In 2022, we joined the Y Combinator W22 cohort, validating our vision and accelerating our growth across Latin America. Today, PayCaddy is a Mastercard Technology Partner, operating under the regulatory oversight of the Superintendencia de Bancos de Panamá, and powering card programs across the region.
Selected for the prestigious Y Combinator Winter 2022 cohort, one of the world's most selective startup accelerators.
Excellence Award in the Agile category for Fintech Express at the Mastercard Latin America & Caribbean Innovation Forum.
Official Mastercard Technology Partner, providing BIN sponsorship and card issuing infrastructure across Latin America.
Ready to launch your card program? Our team is here to help.